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Managing a Home Loan
Understanding Mortgage Points: Should You Buy Them?
What Are Mortgage Points? Mortgage points, or discount points, are fees paid upfront to lower your interest rate. Each point…
What Is Mortgage Pre-Approval and Why Does It Matter?
Understanding Mortgage Pre-Approval Mortgage pre-approval is a lender’s confirmation that you qualify for a loan, based on your financial background.…
How to Qualify for a Lower Mortgage Interest Rate
Why Your Mortgage Interest Rate Matters A lower interest rate can save you thousands over the life of your mortgage.…
Pros and Cons of a Fixed-Rate Mortgage vs. Adjustable-Rate Mortgage
Understanding Mortgage Types Choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM) affects your long-term financial stability. Understanding the…